| SWIFT Code | BMISEGCX |
|---|---|
| Bank | BANQUE MISR |
| City | Cairo |
| Branch | |
| Country | Egypt |
| Branch Address | Banque Misr Tower, 153 Mohamed Farid Street |
| Post Code / ZIP | |
| BIC Code / Bank Identification Code | BMISEGCX |
| Routing Number | BMISEGCX |
| SWIFT CODE | BMISEGCX |
|---|---|
| BANK CODE / INSTITUTION CODE | BMIS |
| COUNTRY CODE / REGION CODE | EG |
| LOCATION CODE / CITY CODE | CX |
| BRANCH CODE ( Optional ) | XXX ( FOR MAIN OFFICE ) |
| 8 DIGIT SWIFT CODE | BMISEGCX |
SWIFT BIC routing code for Banque Misr is BMISEGCX, which is used to transfer the money or fund directly through our account. This is electronic fund transfer payment method. This Swift code BMISEGCX is applicable for Cairo location in Egypt. The first four characters of swift code " BMIS " denote the bank name and next two characters EG points Egypt, next two characters " CX " is meant for location Cairo. EFT (Electronic fund transfer or wire transfer to direct bank account) facility ia available for Banque Misr located in Cairo with swift bic routing code of BMISEGCX in , Egypt. This SWIFT BIC code list was searched 225 number of times in the past. Bank contact address, telephone number, contact email, customer service, clarification, feedback, support can be found in the respective bank for any issues or transfer failure.
The Wire transfer facility is available for following countries and SWIFT Code / BIC codes are also available.
The process begins when the sender initiates a wire transfer request through their bank. This can be done in person at the bank, via an online banking platform, or through a mobile banking app. The sender must provide all necessary details, including the recipient’s SWIFT/BIC code, account number, and other relevant information.
The sending bank verifies the details provided by the sender. This verification includes ensuring the accuracy of the recipient’s SWIFT/BIC code, account number, and transaction amount. The sender must authorize the transfer, often through secure means such as a password, security token, or biometric verification.
The sending bank creates a SWIFT message (commonly using SWIFT MT103 or MT202 formats) that contains all the transaction details. This message is formatted according to SWIFT standards and includes the recipient's bank information, the amount to be transferred, and any additional instructions.
The SWIFT message is sent electronically from the sending bank’s SWIFT interface to the SWIFT network. The SWIFT network acts as a secure messaging platform that routes the message to the recipient's bank based on the SWIFT/BIC code.
If the sending and receiving banks do not have a direct relationship, the SWIFT message may be routed through one or more correspondent banks. These intermediary banks facilitate the transfer by processing the payment instructions and forwarding them to the recipient's bank.
The recipient's bank receives the SWIFT message and processes the transaction according to the instructions provided. This involves crediting the recipient’s account with the transferred amount and ensuring that all details are accurate.
Once the recipient’s bank has processed the transfer, it sends a confirmation message back through the SWIFT network to the sending bank. This confirmation includes details such as the transaction’s completion status and any reference numbers.
The sending bank informs the sender of the successful completion of the transfer. This notification may include a transaction reference number, confirmation of the amount transferred, and the recipient’s bank details.
The sending and receiving banks reconcile their records and settle the transaction. This involves updating their internal systems and ensuring that all financial records are accurate and complete.
Both banks perform final reviews and compliance checks to ensure that the transaction adheres to regulatory requirements, including anti-money laundering (AML) and counter-terrorist financing (CTF) measures.
The transaction is considered complete once all steps are verified and confirmed. Both the sending and receiving banks maintain records of the transaction for auditing and compliance purposes.
In summary, the SWIFT wire transfer process involves initiating the transfer, verifying and authorizing the transaction, creating and sending a SWIFT message, processing through correspondent banks if necessary, and finalizing with confirmation, settlement, and compliance checks. This systematic approach ensures that international transfers are secure, efficient, and accurately completed.